Tips to make retirement savings last

According to USA Today one unexpected financial disaster can
devastate your life savings. Read this article about...
1. Have an emergency or "rainy day" fund outside of your retirement account.
2. Plan for health care, even if you are relatively healthy. 
3. Consider downsizing.
4. Consider taxes in everything you do.
5. Don't wait until 70½ to begin withdrawals from your retirement account.
6. Consider life insurance.
7. Consider an annuity.
http://www.usatoday.com/story/money/columnist/brooks/2014/05/06/retirement-401k-pension-savings/8695897/